Established in 2012, KJ Risk Group has developed long-standing and trusted relationships with our clients providing them with risk management and insurance broking services for their business, investment and/or private portfolios.

We specialise in Discretionary Mutual Funds (DMFs), an alternative approach to insurance. Rather than simply transferring risk to insurance companies, we set up funds for business owners that share a common risk profile. This collaborative approach gives our clients the ability to retain and control their risk, the goal being to lower claims and lower costs. In contrast to traditional insurance, a DMF is constituted from clients funds, is owned by those clients and run for their benefit.

As well as managing DMFs, we are experts in Corporate Insurance Broking, Private Client Insurance Broking and Workers Compensation. We take a highly personalised and customised approach to the design and management of corporate insurance programs and private asset portfolios, even extending this into the protection of our client’s families.

We work closely with all the major Australasian insurers and the global market as a whole.

We are a partner with ASX-listed Austbrokers (AUB Group), a unique owner-driver partnership model that enables us to specialise and stay focused on delivering bespoke insurance services whilst benefiting from AUB’s operational support and strength.

AUB Group is the leading equity-based risk management, advice and solutions provider in Australasia. A top 250 ASX listed company, AUB Group comprises 75 equity businesses that form leading insurance broking networks (Austbrokers and NZbrokers), underwriting agencies (SURA) and specialist risk services. Serviced through partners, the group represents more than 450,000 clients, 3,000 employees, across 220 locations.