An alternative approach to insurance.

KJ Risk Group is a risk consultant and insurance broker specialising in Discretionary Mutual Funds (DMFs), corporate and private insurance broking as well as workers compensation.

We specialise in DMFs, an alternative approach to insurance. Rather than simply transferring risk to insurance companies, we set up funds for business owners that share a common risk profile. This collaborative approach gives our clients the ability to retain and control their risk, the goal being to lower claims and lower costs. In contrast to traditional insurance, a DMF is established using client funds, is owned by those clients and run for their benefit.

As well as managing DMFs, we are experts in Corporate Insurance Broking, Workers Compensation and Private Client Insurance Broking. One of our key philosophies is to take a highly personalised and customised approach to the design and management of corporate insurance programs and private asset portfolios, even extending this into the protection of our client’s families.

We work closely with all the major Australasian insurers and the global market as a whole.

KJ Risk Group specialise in DMFs, a collaborative fund set up by businesses with a common risk profile offering an alternative approach to traditional insurance schemes.

KJ Risk Group is a part of the AUB Group network, a unique owner-driver partnership model that enables us to specialise and stay focused on delivering bespoke insurance services whilst benefiting from AUB’s operational support and strength.

AUB Group Partnership

I would recommend the DMF model to any organisation or business who is looking for an alternate model of managing risk. KJ Risk Group tailored a unique DMF for VIPA exclusively for our members, their focus and attention to detail has ensured our members claims are managed efficiently with a process that is transparent every step of the way.

Warwick Renton-Gibb, VIPA General Manager

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Who we are

Personal Advice, Professional Service

Established in 2012, KJ Risk Group has developed long-standing and trusted relationships with our clients providing them with risk management and insurance broking services for their business, investment and/or private portfolios.

We specialise in Discretionary Mutual Funds (DMFs), an alternative approach to insurance. Rather than simply transferring risk to insurance companies, we set up funds for business owners that share a common risk profile. This collaborative approach gives our clients the ability to retain and control their risk, the goal being to lower claims and lower costs. In contrast to traditional insurance, a DMF is constituted from clients funds, is owned by those clients and run for their benefit.

As well as managing DMFs, we are experts in Corporate Insurance Broking, Private Client Insurance Broking and Workers Compensation. We take a highly personalised and customised approach to the design and management of corporate insurance programs and private asset portfolios, even extending this into the protection of our client’s families.

We work closely with all the major Australasian insurers and the global market as a whole.

We are a partner with ASX-listed Austbrokers (AUB Group), a unique owner-driver partnership model that enables us to specialise and stay focused on delivering bespoke insurance services whilst benefiting from AUB’s operational support and strength.

AUB Group is the leading equity-based risk management, advice and solutions provider in Australasia. A top 250 ASX listed company, AUB Group comprises 75 equity businesses that form leading insurance broking networks (Austbrokers and NZbrokers), underwriting agencies (SURA) and specialist risk services. Serviced through partners, the group represents more than 450,000 clients, 3,000 employees, across 220 locations.

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services

What matters to you, matters to us.

Our clients enjoy a highly personalised and bespoke service. We offer business owners and individuals a single point of contact for all of their business, investment and personal insurance needs saving time and effort.

Our partnership style service ensures our clients understand how their risk can first and foremost be mitigated, rather than transferred or avoided. We’re about giving the power back to our clients when it comes to risk management and believe insurance is something that should enable businesses to grow and prosper, rather than become an unavoidable cost on a balance sheet.

Specialising in Discretionary Mutual Funds (DMF’s), corporate insurance, workers compensation and private insurance broking we work closely with all the major Australasian insurers and the global market as a whole.

Discretionary Mutual
Fund Management

A Discretionary Mutual Fund (DMF) is a financial vehicle for the management of risk. It is essentially a collaborative fund with business owners that share a common risk profile and are often established by companies or associations with a common business purpose.

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Corporate Insurance
Broking Services

Large or small, all businesses have inherent risks, including its physical assets, liabilities or the internal business activities of its people. It’s only when the unexpected happens that the right insurance program becomes critical, allowing your business to continue with minimal disruption and financial impact.

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Workers Compensation Consulting

For many businesses Workers’ Compensation premiums are a significant cost, sometimes rivaling the size of their general insurance premiums.  Workers’ Compensation is not only a significant cost to businesses, it is complex, as there are different Workers’ Compensation jurisdictions in each state and territory of Australia. 

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Private Client Broking Services

We provide private clients with high value assets the gold class in insurance broking services, protecting everything outside their business including their investment portfolio, prestige vehicles and collectables, pleasure craft vessels, household assets and most importantly their family.

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values

Trust

With long-standing and valued relationships, transparent processes and meticulous attention to detail, KJ Risk is the risk management firm you can have faith in.

Care

KJ Risk is proud to provide a personalised, bespoke service for our clients and their families. This ongoing care for our clients is matched by our care for the community, and KJ Risk is a proud supporter of Ronald McDonald House Charities Australia, an independent charity that supports seriously ill children and their families.

Commitment

Whatever the global outlook, KJ Risk is the solid, reliable choice in insurance and risk management. We maintain an unwavering dedication to our clients and a consistent approach to our vision.

Committed to the community

KJ Risk Group is a proud supporter of Ronald McDonald House Charities Australia (RMHC), an independent charity that helps seriously ill children and their families.
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Get in Touch

Like to know how we can help your business? Please get in touch.

    Address:

    Suite 203, Level 2, 1 York St
    Sydney  NSW,  2000

    Phone: (02) 8968 2000
    Fax: (02) 8968 2099